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Loan Programs

We’re here to help you close the deal

Traditional Loans

  • Conventional Loan (Conforming)
  • Jumbo Loan (Non-Conforming)
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Interest-Only Mortgage
  • Temporary Buydown Loan (e.g., 2-1 Buydown)

Reverse Mortgages

  • Home Equity Conversion Mortgage (HECM) – FHA-insured reverse mortgage
  • Proprietary Reverse Mortgage – Private lenders for high-value homes
  • Single-Purpose Reverse Mortgage – Offered by local/state agencies for specific uses

Non-QM (Non-Qualified Mortgage) Loans

  • Bank Statement Loan (for self-employed borrowers)
  • Asset Depletion Loan
  • Interest-Only Non-QM Loan
  • No-Income Verification Loan
  • 1099-Only Loan
  • P&L Only Loan (Profit & Loss Statement)
  • DSCR Loan (Debt Service Coverage Ratio– for investment properties)
  • No-Ratio Loan (No income or asset disclosures required)

Government-Backed Loans

  • FHA Loan
  • VA Loan (for veterans, active-duty service members)
  • USDA Loan (for rural properties)

Specialty Loans

  • ITIN Loan (for borrowers without a Social Security number)
  • Foreign National Loan (for non-U.S. residents investing in U.S. property)
  • Renovation Loans
    • FHA 203(k)
    • Fannie Mae HomeStyle® Renovation
  • Construction Loans
    • Construction-to-Permanent (One-Time Close)
    • Stand-Alone Construction Loan
  • Bridge Loan (short-term financing to “bridge” between home sales)
  • Balloon Mortgage (low payments with a large final payment)
  • Fix and Flip Loan (for real estate investors)

Home Equity Products

  • Home Equity Line of Credit (HELOC)
  • Home Equity Loan (Second Mortgage)
  • Cash-Out Refinance
Our experienced loan officers will find the best fit for your situation.
For informational purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability is dependent upon approved credit and documentation, acceptable appraisal, and market conditions. Not all programs are available in all areas. Elite Mortgage Group, LLC is a New Hampshire Corporation headquartered at 300 Elm Street, Unit 2 Milford, NH 03055. NMLS# 2502308; www.elite-mortgagegroup.com MA Mortgage Broker #MB2502308, ME Mortgage Broker #2502308, FL Loan Broker #MBR6640, NH Mortgage Broker #26537-MBR, VT Mortgage Broker MB-2502308, CT Mortgage Broker MB-2502308. Equal Housing Opportunity.